Use the Provident site map to browse through our site. You will find complete descriptions of each page. | |||||||||||||
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Home Page |
Provident provides benefits to volunteer service organizations. Benefits include: | ||||||||||||
| Accident Insurance, Injury Insurance, Sickness Insurance, Health Insurance, Disability Insurance, Group Life Insurance, Group Registered Retirement Saving Plans, On and Off Duty Protection, other Group Coverage Benefits. | |||||||||||||
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We stand with these heros protecting them from hazards, both seen and unseen. | |||||||||||||
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On Duty Blanket Accident and Sickness Insurance |
Complete listing of coverage for On Duty Accident & Sickness Benefits for Volunteer Fire and Emergency Service Organizations. | ||||||||||||
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24 Hour Off Duty Accident Coverage |
Complete listing of coverage for Off Duty Injury Benefits for Volunteer Fire and Emergency Service Organizations. | ||||||||||||
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Group Life Insurance |
Purpose: To provide a lump sum payment to a Member's beneficiary, family or estate, upon their death. | ||||||||||||
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Health and Dental Benefits |
Benefits provided.... A firefighter may use their service credits to reimburse Health and Dental expenses allowable under the Income Tax Act. For firefighters who already have a group health and dental program, the plan may be used to top-up what their primary plan does not fully reimbursed. The plan may also include Out of Canada Emergency Medical Benefits on an individual or family basis. A Catastrophe Medical Benefit, providing $25,000 of additional medical expense coverage for each family member, is available. Any unused Service Credits can be applied to a department Group RRSP. | ||||||||||||
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Group Registered Retirement Savings Plan (RRSP) |
You can recognize the contribution of your volunteer firefighters by providing service credits for a Group Registered Retirement Savings Plan (RRSP). Payments are flexible and members can choose to deposit additional amounts for themselves or their spouses. The minimum annual cash flow per department is $15,000. | ||||||||||||
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Volunteer Firefighter Master Card |
Support the Canadian Volunteer Fire Services Association with your MasterCard purchases.
Apply today and get your CVFSA MasterCard by the Bank of Montreal (BMO) with a great rate,
Air Miles and tons more! | ||||||||||||
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About Us |
We trace our roots to Provident Agency, of Pittsburg, PA, who began serving fire departments
in 1928. In 1962 they were the first to introduce heart and illness related coverage. A uniquely Canadian Program. | ||||||||||||
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Forms |
List of Down loadable forms to assist claims for volunteer service organizations | ||||||||||||
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Links |
List of external links for websites that may benefit, Volunteer Fire and Emergency Service Organizations,
particularly Volunteer Fire Fighters. | ||||||||||||
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Representatives |
You or your agent should Contact Michael Crowe Regional Director Direct (250) 380-1990 Toll Free: 1 (866) 380-1990 | ||||||||||||
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Founder |
Mr. Crowe has been insuring Volunteer Fire Fighters for over 20 years. He began his insurance industry career in 1975 and over the years has held Senior Account Executive and Management positions with the Marsh and Aon organizations. In 1995 he established Advantage Benefits Plus, as an independent practice focused exclusively on Group Benefit Programs. Through his experience, and extensive industry contacts, we have developed products and markets that are exclusive to our firm. He has set the standard that our clients should Expect Excellence in pro-active service and has established our motto, If there is no perception of value, there is no benefit. | ||||||||||||
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