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HEALTH and DENTAL
Programs for tax free reimbursement!
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GROUP PROGRAM
Controlled Cost…
The amount of benefit credited to a firefighter is based upon a formula
established by each department. The formula can and will vary according
to the budget that you determine. In each case your department establishes
the rules for participation.
You can elect a flat dollar amount or by formula establish “Service Credits”
based upon activity. Unlike standard Health and Dental plans this program
provides a fixed maximum year after year known cost. Your plan is not
affected by health, inflation, or increasing fee guides.
Eligibility…
Every firefighter can participate. Plan rules for Service Credits are established
by each department, and can be adjusted to meet your changing needs.
Benefits provided…
A firefighter may use their service credits to reimburse Health and Dental
expenses allowable under the Income Tax Act. For firefighters who already
have a group health and dental program, the plan may be used to “top-up” what
their primary plan does not fully reimbursed.
The plan may also include Out of Canada Emergency Medical Benefits on an
individual or family basis. A Catastrophe Medical Benefit, providing
$25,000 of additional medical expense coverage for each family member, is
available. Any unused Service Credits can be applied to a department
Group RRSP. |
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INDIVIDUAL PROGRAMS click link below
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http://www.memberhealthplan.com/ga/ins_intro.jsp?assocId=VFABC
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Need more information? Please contact:
Michael Crowe, Regional Director,
Toll Free: 1 (866) 380-1990
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