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ON DUTY Blanket Accident and Sickness Insurance
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Accidental Death and Dismemberment: Pays a principal sum of up to $1,000,000
Criminal Assault Benefit:
Spouse Training Expense:
Paralysis: 200% of principal sum
Seat Belt Benefit: Up to an additional 30% of the principal sum
Bereavement Benefit:
Dependent Child Benefit: $10,000 for each
Child Care Benefit: $5,000 per year, for each dependent child, up to a maximum of $50,000
Education Benefit: $20,000 for post secondary education for each dependent child
Parent Care Benefit: Up to $40,000 for dependent parents
Identification Benefit: For family member to travel to identify body
Repatriation Benefit: To prepare and return the deceased's body
Memorial Benefit: For expenses of the organization or department
Brain Damage Benefit: 100% of the Principal Sum
Medical Expenses: Up to $25,000
Home Health Care Benefit: $15,000
Plastic Surgery: $10,000
Coma Benefit: 1% of the Principal Sum per month
Total Weekly Disability Benefit: Up to $1,000 a week for up to 10 Years
First Week of Disability Benefit: Always pays up to $1,000
Minimum Total Disability Benefit: $100.00 per week
Partial Disability Benefits: Up to total disability amount for up to 2 years
Cost of Living Adjustment: Increases benefit by 5% of pre-disability income per year
Home and Vehicle Adaptation: Dismemberment or wheelchair not required
Rehabilitation:
Retraining:
Permanent Physical Impairment Benefit: Up to 100% of Principal Sum
Transition Benefit: Extends disability benefit for up to 26 weeks after recovery if member loses job while on claim
In-Hospital and Outpatient Benefit: Pays $50 a day for up to 2 years
Family Expense Benefit: Replaces lost income of family members.
Mental Stress Management: Up to $10,000 for single incident or cumulative affect of multiple incidents
Career Members: Automatically included, unless asked to exclude
Auxiliary, Board, Community, Junior Members, and bystanders asked to assist at the scene of an emergency: Automatically included
Exclusions: No exclusions for sports or for pre-existing health conditions!
Organized League Athletics: Fully covered under Off Duty 24 Hour Accident Coverage
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Need more information? Please contact:
Michael Crowe, Regional Director
Toll Free: 1 (866) 380-1990
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