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24 Hour OFF DUTY Accident Coverage
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Twenty-Four (24) hours a day, anywhere in the world, while Off Duty.
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BENEFIT HIGHLIGHTS:
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Accidental Death and Dismemberment: Pays a principal sum of up to $1,000,000
Paralysis: 200% of principal sum
Seat Belt Benefit: Up to an additional 30% of the principal sum
Bereavement Benefit:
Funeral Expense Benefit:
Child Care Benefit: $5,000 per year, for each dependent child, up to a maximum of $50,000
Education Benefit: $20,000 for post secondary education for each dependent child
Parent Care Benefit: Up to $40,000 for Dependent Parents
Identification Benefit: For family member to travel to identify the deceased
Repatriation Benefit: To $10,000 to prepare and return the deceased’s body
Spouse Training:
Brain Damage Benefit: 100% of the Principal Sum
Home Health Care Benefit: $15,000
Coma Benefit: 1% of the Principal Sum per month
Total Weekly Disability Benefit for Injury: Up to $1,000 for up to 2 Years, following 7 day wait
Minimum Benefit: $100.00 per week for 13 weeks if not employed
Home and Vehicle Adaptation:
Rehabilitation:
Psychological Therapy:
Rehabilitation Benefit:
Family Transportation:
Career Members and Board Members: Can be included
Exclusions: No exclusions for sports or for pre-existing health conditions!
Exposure and Disappearance: Covered
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FAMILY AD&D COVERAGE: (determined by status at time of claim)
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i) 50% on Spouse & 15% each Child
ii) 60% Spouse or
iii) 20% each Child
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Spouse Total Weekly Disability Benefit for Accidental Injury:
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$100 a week for 13 weeks, following a 7 day wait
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Need more information? Please contact:
Michael Crowe, Regional Director
Toll Free: 1 (866) 380-1990
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